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  3. Phase 3: Agricultural Commodity Loss: Mixed Modeling


In Phase 3 of our examination of agricultural insurance loss across the Palouse region of the Pacific Northwest, we perform mixed modeling analysis, using a two-step hurdle model approach to address zero inflated data.  We run our mixed modeling approach for four (4) differing commodities (apples, wheat, cherries, and dry peas), using a subset of the top damage causes for the region (drought, heat, cold weather, cold wet winter, excessive moisture/precipitation, hail, frost, freeze).