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  3. Phase 3: Agricultural Commodity Loss: APPLES Mixed Modeling

In Phase 3 of our examination of agricultural insurance loss across the Palouse region of the Pacific Northwest, we perform mixed modeling analysis on APPLES, using a two-step hurdle model approach to address zero inflated data.  We run our mixed modeling approach on the top damage causes for the region (drought, heat, cold weather, cold wet winter, excessive moisture/precipitation, hail, frost, freeze).